How to Crack Bank Exams in 3 Months

Cracking bank exams like IBPS PO, SBI Clerk, RBI Assistant, or RRB Officer in just 3 months is entirely possible with a focused, disciplined, and smart strategy. These exams test candidates in quantitative aptitude, reasoning, English, general awareness, and sometimes descriptive writing and computer knowledge.

This guide breaks down the 3-month strategy, subject-wise preparation tips, study materials, and a weekly timetable to help you succeed in your first attempt.

 

  1. Understand the Exam Structure and Syllabus

Most Bank Exams Have:

Stage

Description

Prelims

English, Quant, Reasoning (Objective) – 60 minutes

Mains

Includes GA, DI, Reasoning, Computer, and English – 3 hours approx

Descriptive Test

Letter & Essay (for PO-level exams only)

Interview

For PO and Officer Scale positions only

Key Subjects:

  • Quantitative Aptitude: Arithmetic, DI, simplification, number series
  • Reasoning Ability: Puzzles, seating, syllogisms, coding-decoding
  • English Language: Grammar, comprehension, vocab
  • General Awareness: Current Affairs, Banking Awareness
  • Computer Aptitude: Basic computer concepts, MS Office

 

  1. Month-Wise Preparation Plan

Month 1: Build Your Foundation (Day 1–30)

Goals:

  • Learn all concepts from scratch
  • Start slow and steady
  • Take a diagnostic test to assess your level

Weekly Focus:

Week

Focus

Week 1

Basics of Quant, Vocab building, Easy puzzles

Week 2

Simple DI, Grammar rules, Coding-Decoding

Week 3

Simplification, Cloze test, Syllogisms

Week 4

Static GK, Daily Current Affairs, Introduction to mocks

 

Daily Time Distribution (Ideal for full-time aspirants):

  • Quant: 2 hrs
  • Reasoning: 2 hrs
  • English: 1.5 hrs
  • GA: 1 hr
  • Mock Practice: 30 mins

 

Month 2: Strengthen & Practice (Day 31–60)

Goals:

  • Start full-length mock tests
  • Focus on time management
  • Master medium to hard-level questions

Weekly Focus:

Week

Focus

Week 5

Moderate puzzles, advanced DI, para jumbles

Week 6

Error spotting, quadratic equations, new topics

Week 7

Start revising old topics + computer aptitude

Week 8

Static GK + RBI & banking updates

Must-Do in Month 2:

  • Take 3–4 mock tests per week
  • Analyze mock performance
  • Solve previous year question papers

 

Month 3: Revise & Master (Day 61–90)

Goals:

  • Increase speed and accuracy
  • Daily mocks & error analysis
  • Revision of weak areas

Weekly Focus:

Week

Focus

Week 9

Mixed quizzes and revision

Week 10

Mains-level practice (DI, GA, Descriptive)

Week 11

Interview prep (for PO), essay & letter writing

Week 12

Final revision & confidence building

Final 2 Weeks:

  • Solve 1 full mock test every day
  • Revise current affairs from the last 6 months
  • Keep a short note revision file ready

 

  1. Best Study Material

Recommended Books:

  • Quant: Arun Sharma, R.S. Aggarwal, Magme’s Quantitative.
  • Reasoning: M.K. Pandey’s Analytical Reasoning & Magme’s Reasoning.
  • English: Wren & Martin, SP Bakshi, Magme’s English.
  • GA: Lucent GK, Banking Awareness by N.K. Sinha, Magme’s Golden Book
  • Computer: Arihant Computer Knowledge, Magme Computer Awareness

 

  1. Smart Preparation Tips
  1. Don’t Study Everything – Focus on high-weightage and commonly asked topics.
  2. Time Yourself – Practice with a stopwatch, especially Quant and Reasoning.
  3. Make Notes – Especially for current affairs, formulas, and shortcuts.
  4. Learn Shortcuts – For arithmetic calculations and puzzle-solving.
  5. Revise Weekly – Don’t let concepts fade; revise what you learned every Sunday.
  6. Track Your Progress – Use Excel or a journal to track weekly improvements.

 

  1. Weekly Timetable Template (Example)

Day

Quant

Reasoning

English

GA

Mock/Test

Mon

Percentages

Puzzles

RC

Current

Quiz

Tue

SI/CI

Syllogisms

Cloze

Banking

Topic Test

Wed

DI

Inequality

Grammar

Static GK

Full Mock

Thu

Number Series

Seating

Vocab

Current

Review

Fri

Algebra

Coding

Error Spotting

Banking

Mock

Sat

Revision

Mixed Set

Para Jumbles

Static

Analysis

Sun

Full Mock

Revision

Revision

Revision

Review

 

  1. Interview and Descriptive Round Tips (for PO-level)

Descriptive Writing:

  • Practice essays on:
    • Digital Banking
    • Inflation and Economy
    • Cybersecurity in Banking
  • Practice formal and informal letters

Interview Preparation:

  • Know your bio-data thoroughly
  • Understand current economic issues
  • Read about RBI, Banking Acts, Monetary Policy
  • Stay calm, clear, and confident

 

  1. Common Mistakes to Avoid
  • Ignoring Mains while preparing for Prelims
  • Not analyzing mock test mistakes
  • Rote learning instead of concept understanding
  • Overstudying without revision
  • Following too many resources at once

 

 3-Month Banking Exam Study Planner

Study Plan Summary

  • Total Duration: 90 Days
  • Target Exams: IBPS PO, SBI PO/Clerk, RBI Assistant, IBPS RRB
  • Focus: Prelims + Mains Preparation
  • Subjects Covered: Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, Computer Knowledge, Descriptive Writing (for PO exams)

 

MONTH 1 – Concept Building (Days 1–30)

Goal: Build basics, improve accuracy, and learn the exam structure.

Weekly Focus

Week

Quant

Reasoning

English

GA

Notes

1

Number System, Simplification

Coding-Decoding, Blood Relations

Grammar Basics

Intro to Banking

Start with basic concepts

2

Averages, Percentages, SI/CI

Inequality, Direction Sense

Cloze Test, RC

Current Affairs (30 days)

Take 1–2 quizzes

3

Ratio, Time & Work

Syllogism, Puzzles

Para jumbles, Vocab

Static GK

Begin sectional tests

4

DI Basics

Seating Arrangement

Error Spotting

RBI, Govt Schemes

Evaluate weak areas

Daily Time (Full-time aspirants)

  • 2 hrs Quant
  • 2 hrs Reasoning
  • 1.5 hrs English
  • 1 hr GA
  • 30 mins: Quick revision & quizzes

 

MONTH 2 – Speed, Practice, and Accuracy (Days 31–60)

Goal: Improve speed, accuracy, and mock performance.

 Weekly Focus

Week

Quant

Reasoning

English

GA

Notes

5

DI (Bar/Tabular), Time & Distance

Puzzles (Moderate), Input-Output

RC Practice

Banking + CA

Start daily quizzes

6

Probability, Algebra

Data Sufficiency

Grammar Practice

Monthly CA

Mock tests 3x week

7

Caselets, Quadratic Equations

Mixed Practice

Error spotting

Static + CA

1 full mock + review

8

Revision Week

Revision Week

Revision

Revision

Take 1 Mains-level mock

 Tips

  • Practice 2 full Prelims mocks per week
  • Focus on weak areas after analysis
  • Solve at least 25–30 MCQs per subject daily

 

 MONTH 3 – Mock Tests, Revision & Mains Prep (Days 61–90)

 Goal: Mocks + Descriptive + GA + Final revision

Weekly Focus

Week

Mock Tests

GA & Descriptive

Focus

9

3 Prelims mocks + 1 Mains mock

Revise 4 months of CA

Practice descriptive essay/letter

10

1 mock per day

Banking Awareness crash

Analyze and improve

11

Revise all sections

Monthly GA PDF revision

Interview prep (if PO)

12

Final Revision

Quick test review

Confidence-building

 Descriptive Writing Practice (If PO):

  • Essay: Financial Inclusion, Digital India, Inflation
  • Letter: Complaint to bank, feedback, request letter

 

 Weekly Timetable Template

Day

Quant

Reasoning

English

GA

Test/Review

Monday

Simplification

Puzzles

RC

Banking CA

Sectional

Tuesday

DI

Syllogisms

Cloze

Static GK

Quiz

Wednesday

Word Problems

Input-Output

Error Spotting

CA

Full Mock

Thursday

Algebra

Direction

Grammar

RBI Schemes

Review

Friday

Quadratic Eq

Inequality

Para Jumbles

GA

Topic test

Saturday

Revision

Revision

Revision

Revision

Mock

Sunday

Full Mock

Feedback

Essay

Review

Plan next week

Final Tips for Success

  • Focus on accuracy first, then speed
  • Use mock analysis to correct mistakes
  • Read editorials daily for English + Descriptive
  • Revise current affairs weekly
  • Don’t ignore Mains-level practice

 Conclusion

With the right strategy, 90 days is sufficient to prepare and crack bank exams. Prioritize smart learning, regular practice, and self-assessment. Stay motivated and disciplined — consistency is the key to turning your bank exam dream into reality.