How to Crack Bank Exams in 3 Months
Cracking bank exams like IBPS PO, SBI Clerk, RBI Assistant, or RRB Officer in just 3 months is entirely possible with a focused, disciplined, and smart strategy. These exams test candidates in quantitative aptitude, reasoning, English, general awareness, and sometimes descriptive writing and computer knowledge.
This guide breaks down the 3-month strategy, subject-wise preparation tips, study materials, and a weekly timetable to help you succeed in your first attempt.
- Understand the Exam Structure and Syllabus
Most Bank Exams Have:
|
Stage |
Description |
|
Prelims |
English, Quant, Reasoning (Objective) – 60 minutes |
|
Mains |
Includes GA, DI, Reasoning, Computer, and English – 3 hours approx |
|
Descriptive Test |
Letter & Essay (for PO-level exams only) |
|
Interview |
For PO and Officer Scale positions only |
Key Subjects:
- Quantitative Aptitude: Arithmetic, DI, simplification, number series
- Reasoning Ability: Puzzles, seating, syllogisms, coding-decoding
- English Language: Grammar, comprehension, vocab
- General Awareness: Current Affairs, Banking Awareness
- Computer Aptitude: Basic computer concepts, MS Office
- Month-Wise Preparation Plan
Month 1: Build Your Foundation (Day 1–30)
Goals:
- Learn all concepts from scratch
- Start slow and steady
- Take a diagnostic test to assess your level
Weekly Focus:
|
Week |
Focus |
|
Week 1 |
Basics of Quant, Vocab building, Easy puzzles |
|
Week 2 |
Simple DI, Grammar rules, Coding-Decoding |
|
Week 3 |
Simplification, Cloze test, Syllogisms |
|
Week 4 |
Static GK, Daily Current Affairs, Introduction to mocks |
Daily Time Distribution (Ideal for full-time aspirants):
- Quant: 2 hrs
- Reasoning: 2 hrs
- English: 1.5 hrs
- GA: 1 hr
- Mock Practice: 30 mins
Month 2: Strengthen & Practice (Day 31–60)
Goals:
- Start full-length mock tests
- Focus on time management
- Master medium to hard-level questions
Weekly Focus:
|
Week |
Focus |
|
Week 5 |
Moderate puzzles, advanced DI, para jumbles |
|
Week 6 |
Error spotting, quadratic equations, new topics |
|
Week 7 |
Start revising old topics + computer aptitude |
|
Week 8 |
Static GK + RBI & banking updates |
Must-Do in Month 2:
- Take 3–4 mock tests per week
- Analyze mock performance
- Solve previous year question papers
Month 3: Revise & Master (Day 61–90)
Goals:
- Increase speed and accuracy
- Daily mocks & error analysis
- Revision of weak areas
Weekly Focus:
|
Week |
Focus |
|
Week 9 |
Mixed quizzes and revision |
|
Week 10 |
Mains-level practice (DI, GA, Descriptive) |
|
Week 11 |
Interview prep (for PO), essay & letter writing |
|
Week 12 |
Final revision & confidence building |
Final 2 Weeks:
- Solve 1 full mock test every day
- Revise current affairs from the last 6 months
- Keep a short note revision file ready
- Best Study Material
Recommended Books:
- Quant: Arun Sharma, R.S. Aggarwal, Magme’s Quantitative.
- Reasoning: M.K. Pandey’s Analytical Reasoning & Magme’s Reasoning.
- English: Wren & Martin, SP Bakshi, Magme’s English.
- GA: Lucent GK, Banking Awareness by N.K. Sinha, Magme’s Golden Book
- Computer: Arihant Computer Knowledge, Magme Computer Awareness
- Smart Preparation Tips
- Don’t Study Everything – Focus on high-weightage and commonly asked topics.
- Time Yourself – Practice with a stopwatch, especially Quant and Reasoning.
- Make Notes – Especially for current affairs, formulas, and shortcuts.
- Learn Shortcuts – For arithmetic calculations and puzzle-solving.
- Revise Weekly – Don’t let concepts fade; revise what you learned every Sunday.
- Track Your Progress – Use Excel or a journal to track weekly improvements.
- Weekly Timetable Template (Example)
|
Day |
Quant |
Reasoning |
English |
GA |
Mock/Test |
|
Mon |
Percentages |
Puzzles |
RC |
Current |
Quiz |
|
Tue |
SI/CI |
Syllogisms |
Cloze |
Banking |
Topic Test |
|
Wed |
DI |
Inequality |
Grammar |
Static GK |
Full Mock |
|
Thu |
Number Series |
Seating |
Vocab |
Current |
Review |
|
Fri |
Algebra |
Coding |
Error Spotting |
Banking |
Mock |
|
Sat |
Revision |
Mixed Set |
Para Jumbles |
Static |
Analysis |
|
Sun |
Full Mock |
Revision |
Revision |
Revision |
Review |
- Interview and Descriptive Round Tips (for PO-level)
Descriptive Writing:
- Practice essays on:
- Digital Banking
- Inflation and Economy
- Cybersecurity in Banking
- Practice formal and informal letters
Interview Preparation:
- Know your bio-data thoroughly
- Understand current economic issues
- Read about RBI, Banking Acts, Monetary Policy
- Stay calm, clear, and confident
- Common Mistakes to Avoid
- Ignoring Mains while preparing for Prelims
- Not analyzing mock test mistakes
- Rote learning instead of concept understanding
- Overstudying without revision
- Following too many resources at once
3-Month Banking Exam Study Planner
Study Plan Summary
- Total Duration: 90 Days
- Target Exams: IBPS PO, SBI PO/Clerk, RBI Assistant, IBPS RRB
- Focus: Prelims + Mains Preparation
- Subjects Covered: Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, Computer Knowledge, Descriptive Writing (for PO exams)
MONTH 1 – Concept Building (Days 1–30)
Goal: Build basics, improve accuracy, and learn the exam structure.
Weekly Focus
|
Week |
Quant |
Reasoning |
English |
GA |
Notes |
|
1 |
Number System, Simplification |
Coding-Decoding, Blood Relations |
Grammar Basics |
Intro to Banking |
Start with basic concepts |
|
2 |
Averages, Percentages, SI/CI |
Inequality, Direction Sense |
Cloze Test, RC |
Current Affairs (30 days) |
Take 1–2 quizzes |
|
3 |
Ratio, Time & Work |
Syllogism, Puzzles |
Para jumbles, Vocab |
Static GK |
Begin sectional tests |
|
4 |
DI Basics |
Seating Arrangement |
Error Spotting |
RBI, Govt Schemes |
Evaluate weak areas |
Daily Time (Full-time aspirants)
- 2 hrs Quant
- 2 hrs Reasoning
- 1.5 hrs English
- 1 hr GA
- 30 mins: Quick revision & quizzes
MONTH 2 – Speed, Practice, and Accuracy (Days 31–60)
Goal: Improve speed, accuracy, and mock performance.
Weekly Focus
|
Week |
Quant |
Reasoning |
English |
GA |
Notes |
|
5 |
DI (Bar/Tabular), Time & Distance |
Puzzles (Moderate), Input-Output |
RC Practice |
Banking + CA |
Start daily quizzes |
|
6 |
Probability, Algebra |
Data Sufficiency |
Grammar Practice |
Monthly CA |
Mock tests 3x week |
|
7 |
Caselets, Quadratic Equations |
Mixed Practice |
Error spotting |
Static + CA |
1 full mock + review |
|
8 |
Revision Week |
Revision Week |
Revision |
Revision |
Take 1 Mains-level mock |
Tips
- Practice 2 full Prelims mocks per week
- Focus on weak areas after analysis
- Solve at least 25–30 MCQs per subject daily
MONTH 3 – Mock Tests, Revision & Mains Prep (Days 61–90)
Goal: Mocks + Descriptive + GA + Final revision
Weekly Focus
|
Week |
Mock Tests |
GA & Descriptive |
Focus |
|
9 |
3 Prelims mocks + 1 Mains mock |
Revise 4 months of CA |
Practice descriptive essay/letter |
|
10 |
1 mock per day |
Banking Awareness crash |
Analyze and improve |
|
11 |
Revise all sections |
Monthly GA PDF revision |
Interview prep (if PO) |
|
12 |
Final Revision |
Quick test review |
Confidence-building |
Descriptive Writing Practice (If PO):
- Essay: Financial Inclusion, Digital India, Inflation
- Letter: Complaint to bank, feedback, request letter
Weekly Timetable Template
|
Day |
Quant |
Reasoning |
English |
GA |
Test/Review |
|
Monday |
Simplification |
Puzzles |
RC |
Banking CA |
Sectional |
|
Tuesday |
DI |
Syllogisms |
Cloze |
Static GK |
Quiz |
|
Wednesday |
Word Problems |
Input-Output |
Error Spotting |
CA |
Full Mock |
|
Thursday |
Algebra |
Direction |
Grammar |
RBI Schemes |
Review |
|
Friday |
Quadratic Eq |
Inequality |
Para Jumbles |
GA |
Topic test |
|
Saturday |
Revision |
Revision |
Revision |
Revision |
Mock |
|
Sunday |
Full Mock |
Feedback |
Essay |
Review |
Plan next week |
Final Tips for Success
- Focus on accuracy first, then speed
- Use mock analysis to correct mistakes
- Read editorials daily for English + Descriptive
- Revise current affairs weekly
- Don’t ignore Mains-level practice
Conclusion
With the right strategy, 90 days is sufficient to prepare and crack bank exams. Prioritize smart learning, regular practice, and self-assessment. Stay motivated and disciplined — consistency is the key to turning your bank exam dream into reality.
